Open Banking and Customer Data Sharing: Implications for Fintech Borrowers
نویسندگان
چکیده
منابع مشابه
FinTech and cloud in banking
The use of technologies in financial services is not new. Financial institutions have, for a long time, been implementing technological solutions to support the provision of services to their customers and to ensure compliance with their regulatory obligations. They have also long relied on outsourcing arrangements with external service providers for the provision of technological solutions. Ho...
متن کاملiCARE: A framework for big data-based banking customer analytics
The amount of data stored by banks is rapidly increasing and provides the opportunity for banks to conduct predictive analytics and enhance its businesses. However, data scientists are facing large challenges, handling the massive amount of data efficiently and generating insights with real business value. In this paper, the Intelligent Customer Analytics for Recognition and Exploration (iCARE)...
متن کاملA Model for relationship management with fintech and financial startups in banking industry
Todays, with the growth of competition in the banking industry, on the one hand, and the development and change of customer needs on the other hand, banks have been continuously seeking to provide modern banking services and to exploit new technologies. One of the new technologies that we have seen in the past few years in the banking industry is the Fintech and financial startups that have bro...
متن کاملThe Lack of Sharing of Customer Data in Large Software Organizations: Challenges and Implications
With agile teams becoming increasingly multi-disciplinary and including all functions, the role of customer feedback is gaining momentum. Today, companies collect feedback directly from customers, as well as indirectly from their products. As a result, companies face a situation in which the amount of data from which they can learn about their customers is larger than ever before. In previous s...
متن کاملModel to improve banking by Using customer knowledge management and Mobile Banking and Its Impact on Customer Loyalty
With progress of communication technology in the past two decades, use of ICT has become a success factor in the world of competition. To increase competition in the banking industry of Iran, many banks are willing to offer a unique service to their customers. Investment of private banks has concentrated on the presenting special services. That has led to more successful in attracting and retai...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: Social Science Research Network
سال: 2022
ISSN: ['1556-5068']
DOI: https://doi.org/10.2139/ssrn.4278803